Providing peace of mind to your employees. The Ralph Wilson Agency offers so many ways to customize your coverage options. Employer sponsored life insurance is an excellent way to attract and retain top talent while significantly benefiting your valued employees. Ralph Wilson Agency offers life insurance coverage from top providers to help your company meet its employee benefits goals.
We can support your group life insurance policy and particular policies for your directors, officers, and other key people. Disability insurance can be a great benefit to offer your employees. It provides them with income if they cannot work due to injury or illness.
Disability insurance can be critical for someone who faces the financial challenges that often accompany severe injury or disease. Disability insurance can help attract and retain talented employees as part of a comprehensive employee benefits program. Satisfied employees will also refer family and friends to your organization because of great benefits programs.
As an employer, you have the option of purchasing one or more of the following types of disability insurance for your employees:. Short-term disability insurance STD is a benefit that provides income when you are unable to work due to a work-related injury or illness. STD can bridge the gap until you can return to work. Long-term disability LTD insurance provides income replacement benefits for a more extended period. Employees or employers, or both pay for LTD.
Voluntary or Supplemental Disability Insurance is an optional benefit the employee purchases individually. The employee pays for the policy and receives coverage even if she is not eligible for group coverage. We are an expert at life and disability insurance who can help you purchase insurance on its own or as part of an employee benefits plan.
