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Vanguard advisory services are here to help at every stepβfrom your first investment through retirement. Set up online account access. Vanguard is made up of more than 50 million investors, all with unique stories and individual goals. View transcript. Maybe you want to save for retirement. Or college. Or scuba diving in Fiji. Or maybe you just want to save more in general. Think IRAs for retirement, s for college savings, and individual or joint accounts for general savings.
There are three kinds of assets you can invest in: stocks, bonds, and cash. You canβand shouldβmix and match them. When you buy a stock, you own a piece of a company and its profits. You lend money to the bond issuer in exchange for repayment with interest by a certain date. We consider them moderate-risk investments. We think the best portfolios strike a balance between risk and reward.
Now that you know about the different kinds of investments, you can get moving on those goals you set. And you can start asking yourself questions like: When do I want to retire?
How soon do I want to be face-to-face with those sea turtles in Fiji? That will help you decide on a timeline for investingβand what your approach will be. Still have questions about getting started with investing? Visit us on the web at vanguard. All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss.
Investments in bonds are subject to interest rate, credit, and inflation risk. All rights reserved. Family time means everything to me. My life won't get smaller when I retire, but it will get a lot more beautiful. Our funds are crafted with you in mind to help you reach your goals of investment success. Over the last 10 years we have had a history of strong performance. New to investing and need a hand?